We get you the best mortgage for your specific needs

The Seltzer Team has the knowledge and expertise to find the best mortgage solution for you and your family

Whether you are looking to buy your first home, consolidate debt, help your kids buy a home, or renew your mortgage, our goal is to help you build your financial future.

We can proudly serve our clients in English, French, Mandarin or Cantonese.

New Home Purchase

Mortgage Refinance

Mortgage Renewal

First Time Home Buyers

Self Employed Mortgages

Private Mortgages

Schedule a call and we can sit down and show you the best way to achieve your real estate goals.

Do you have your perfect-fit mortgage?

Has every financing opportunity been researched?
Are you aware of which lenders offer the lowest penalties?
Have you been shown the possibilities of paying your mortgage faster to save interest?
Do you have the most flexible terms for your specific circumstances?

If you want to have a highly optimized mortgage that gets you closer to your goals faster, you need the Seltzer Team working for you.

Don’t get locked into a mortgage that costs you more than it should

The wrong mortgage can end up costing you thousands of dollars in interest or penalties over the term of your mortgage. That money could be in your pocket and working for you. Don’t throw away money unnecessarily. Contact the Seltzer Team for your free consultation.

Getting the best mortgage product and rates is a simple process:

If you work with a traditional bank, you will have only one competitor’s offering with the best interest of the bank at heart. When you work with the Seltzer Team, you have access to over 40 lenders and we have only your best interests at heart. Don’t worry the lender pays me a commission!

STEP 1: Identify your goals

We schedule a call, listen to your specific needs and financial objectives and develop an action plan to find you the best mortgage for you.

STEP 2: Identify the best product

We research all mortgage products to select the best mortgage rates and terms possible for your needs. We then review the best possible mortgage options with you and ensure that you understand everything.

STEP 3: Secure a mortgage

Once you have chosen your mortgage we represent you with the selected vendor. We also communicate with your realtor and legal team to assure that no issues arise and we meet all your deadlines. We continue to follow your mortgage through its maturity to look for other financial opportunities.

About Allan Seltzer

MORTGAGE BROKER

I’m here to help you through every step of the home buying and mortgage processes – from determining the amount of mortgage for which you qualify to ensuring you have everything in place on closing day and beyond.

I have been brokering for more than twenty years and enjoy the privilege of helping people transition from the dream of homeownership to becoming a first-time homebuyer and then purchasing their next dream home.

Let me help take the stress out of homeownership. Answers to your questions are just a phone call or email away!

Mortgage Architects President's Club 2019

Mortgage Architects President's Club 2020 - TOP 5%

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We love helping our clients achieve their real estate and financial goals

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We work with the major lenders

If you want to have a highly optimized mortgage that gets you closer to your goals faster, you need the Allan Seltzer team working for you.

Download My Mortgage Planner

Download My Mortgage Planner and get access to all premium tools to help plan your mortgage.

Calculate your total cost of owning a home, stress test your mortgage and much much more!

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Seltzer Team

We are driven to help you get the best Mortgage product so that you will tell your friends and family about us.

In today’s busy world, most of us are time-starved and challenged by the demands of career, family and friends. The thought of researching hundreds of consistently changing mortgage products is overwhelming. Mortgage Lenders will tell you about their product advantages without detailing product weaknesses. Making the wrong decision could cost you thousands of dollars